Skip to content

Founder portal · Montenegro

Back to guides

Money

Company money is not your wallet

The first transfer to yourself is a tax question. Salary, loan and profit are different. Decide before you move the money.

1 min · Checked: October 27, 2026

This is a StartCG summary, not legal, tax, or investment advice. Confirm fees, forms and deadlines on the official page before you act.

Why this goes wrong

The certificate feels like permission to use the account. It is permission for the company to use the account. Paying a personal bill from it, or moving what is left to your own card, can be salary, a loan from the company, or a distribution of profit. Each one has paperwork.

Ask this before the transfer

Which of those three you intend. Who must approve it if there is more than one founder. What your accountant will record. Whether payroll or VAT is triggered. Keep the answer in a sentence you can file.

What this page will not add

A rate, a usual salary, or a template resolution. Those belong to your statute, your accountant, and the current tax rule. Filings that follow go to the Tax Administration through IRMS.

If this summary and an official page disagree, follow the official page.

Official pages

More in this topic